$CLAIM Token

$CLAIM is the native token of the clAIm DeFAI plaform, designed to protect users against crypto-related losses due to hacks, scams, and theft.

Token Utility

• Premium Payments: Users pay/stake insurance premiums using $CLAIM tokens.

• Staking: Holders stake tokens to add liquditiy and earn rewards. Holders also participate in governance.

• Claim Payouts: A portion of claim payouts may be made in $CLAIM tokens.

• Governance: Token holders can vote on protocol decisions and claim approvals.

Tokenomics

Total Supply: 1,000,000,000 $CLAIM

Distribution:

• 65% Public Sale (No vesting, fair launch)

• 20% Claims Pool

• 10% Team (5% 3-month cliff, 5% 6-month cliff)

• 5% Initial Liquidity & Operations

Users can stake $CLAIM tokens in the following ways:

1. Claims Liquidity: Earn rewards by providing liquidity for claim payouts.

2. Governance: Stake to participate in DAO voting and earn governance rewards.

Staking rewards are calculated based on the amount staked and duration. Longer staking periods offer higher APY.

Governance

$CLAIM holders can:

• Propose and vote on protocol upgrades

• Adjust risk parameters and premium rates

• Participate in claim reviews

• Decide on treasury fund allocation

Burn Mechanism

A portion of premiums collected is burned quarterly, reducing token supply over time.

Renewal Incentives

Users receive discounted rates on policy renewals paid in $CLAIM tokens.